01
Choose the amount to request
Consider the amount you need and the repayments your budget could support. An email invitation does not establish eligibility.
Personal loan requests, refreshed
Fresh perspective.
A practical next step.
Understand the service, set your request amount, and explore the details in one clear place.
Choose a request amount
Scroll to your request amount
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$5,000
Drag the amounts, scroll, or use the arrows
Continue to request
Review the details before deciding.
Freshwater Funds is not a lender. A request does not ensure an offer. Advertising Disclosure
How the service works
Keep the next steps simple to follow.
Freshwater Funds connects consumers with independent lenders and service providers.
02
Complete the online form
Provide the information requested in the form. Independent lenders may review your submitted request under their own criteria.
03
Read the lender’s response
If an offer is available, read the APR, fees, and repayment schedule. You decide whether to accept its terms.
Does the email mean I have a loan offer?
Freshwater Funds lets you explore how a request is submitted to independent lenders. The email is an introduction to the website, and does not determine whether you will receive an offer. A loan offer can only come from a lender after its review.
Is Freshwater Funds a lender?
Freshwater Funds is a connecting service, not a lender. Independent lenders make their own credit decisions and set the terms of any loan they offer.
What should I review if I receive an offer?
Read the Annual Percentage Rate (APR), fees, payment schedule, total repayment amount, and any conditions. Before accepting a loan, read the lender’s costs, payment dates, and conditions. Consider the total repayment amount as well as the individual payments.
Do I have to accept an offer?
You choose whether to accept any offer made by a lender. Freshwater Funds does not require you to accept a loan simply because you visit this website or submit a request.
A little perspective
Keep the essentials in view.
Before accepting a loan, read the lender’s costs, payment dates, and conditions. Consider the total repayment amount as well as the individual payments.
- A clear starting point
- The relevant information
- Terms you can review
About the email you received
From an email link to the facts.
Freshwater Funds lets you explore how a request is submitted to independent lenders. The email is an introduction to the website, and does not determine whether you will receive an offer.