How it works

Keep the next steps simple to follow.

Start with the information you need. Learn about online personal loan requests, consider an amount, and understand who makes the lending decision. Freshwater Funds does not make credit decisions.

How it works

Keep the next steps simple to follow.

Freshwater Funds is a connecting service. Independent lenders make lending decisions.

01 /

Choose the amount to request

Choose an amount between $100 and $5,000 to request. Think about the expense you want to address and the repayments your budget could support.

02 /

Complete the online form

Enter the information requested in the online form. Your submitted request may be shared with independent lenders and service providers as described in the Privacy Policies.

03 /

Read the lender’s response

A lender may respond after reviewing your information. If an offer is available, read its full terms and decide whether to accept.

A smiling woman in a comfortable home setting using her laptop for work or leisure.
Perspective for your decision

Keep the essentials in view.

Before accepting a loan, read the lender’s costs, payment dates, and conditions. Consider the total repayment amount as well as the individual payments.

  • A clear starting point
  • The relevant information
  • Terms you can review
About your visit

From an email link to the facts.

Freshwater Funds lets you explore how a request is submitted to independent lenders. The email is an introduction to the website, and does not determine whether you will receive an offer.

When you’re ready

Start with a clearer understanding.

Submitting a request does not ensure that a lender will make an offer.

Begin with a loan request